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As soon as the divorce proceedings begin, have your lawyer contact your spouse's plan administrator for the QDRO procedures. Each pension plan is different, and many companies have developed their own QDRO forms to make it easier for the court and the ex-spouse.

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7. the court order does not require the plan to pay you in a form or at a time that would not otherwise be permitted under the plan. For example, a lump-sum or single payment if the plan does not allow employees to draw their pensions this way.

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Beware of tradeoffs offered by your spouse - the value of your share of the pension may be higher than the value of the assets you are offered.

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When the court issues a domestic relations order awarding you a share of your spouse's pension, a copy must be sent to the pension plan immediately.

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